TD USD Check/fund to USA reference solution

Personal cheques are available on U.S. Dollar chequing accounts with us, however, they are encoded for clearance through the Canadian clearing system only. You may have difficulty clearing the cheques through the U.S.
clearing system. This is due to changes in U.S. Federal banking regulations. However, you do have alternatives.

The first alternative is to purchase U.S. Dollar drafts at the branch. If you have the Borderless service set up on your account (for $4.95 per month with unlimited transactions), U.S. Dollar drafts are free. If you do not have the Borderless service, U.S. Dollar drafts can be purchased for $6.50 (you'll also have to pay $1.00 for each individual transaction). This would be the most economical way to send funds to the United States. Information about the Borderless service can be found at:

http://www.tdcanadatrust.com/accounts/usaccount.jsp

Another alternative would be to send an electronic wire transfer. This option is costlier and you will be charged $30.00 to $50.00 per transfer.
However, an electronic transfer is very fast and should arrive in the beneficiary account within a few business days.

If your payments in the United States can be completed via credit card, then please feel free to view the information about the TD U.S. Dollar Advantage Visa and apply on-line through the following address:

http://www.tdcanadatrust.com/tdvisa/usd.jsp

You also have the option of opening a U.S. Dollar account at TD Waterhouse Bank, our U.S. subsidiary. TD Waterhouse Bank is an affiliated bank in the United States that offers chequing accounts. More detailed information can be found at:

http://www.tdwaterhouse.com/banking/welcome/index.html

Regular Traveller's Cheques are available for Borderless service account holders with no commission fee. The commission if you don't have the Borderless service is 1%. The commission fee for dual signature cheques is 1.75%.

Cheques for a U.S. Dollar account are free (basic style, personalized) if you have the Borderless service. If not, an order of cheques will cost about $15.00 to $20.00 depending on your provice of residence, with shipping and handling and taxes included.